Credit Reference Agencies

A licence is required to carry out the business of a Credit Reference Agency. The application to conduct such an activity is received by the Trade Licencing Unit and scrutinised by the Central Bank of Malta as the supervisory authority.



Subsidiary Legislation 441.07 - Trading Licences Regulations


More information can be found here.


The application for a licence to operate as a Credit Reference Agency which will be valid for five years can be found here.

Competent Authority

Commerce Department

last updated December 2022

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